Articles
Life Insurance and Retirement Planning Articles
Plain-language guides on life insurance, retirement income, and business planning from Marcel Lashover, RFC®, and the One Stop Financial Group team.
Long-Term Care Planning for Business Owners: Protect Your Health, Your Family, and Your Business
Reading Time: 6 minutes Long-term care planning for business owners protects your health, family, and business. Learn the 4 steps, from a funded buy-sell to care coverage. Take the scorecard.
Maximizing Your Social Security Benefits
Reading Time: 6 minutes Maximize your Social Security benefits: learn when to claim at 62, 67, or 70, how spousal and survivor benefits work, and how to coordinate your retirement income.
How Much Life Insurance Do You Really Need
Reading Time: 6 minutes How much life insurance do you need? Skip the 10x rule. Use a four-bucket method to calculate your real coverage gap, then get a personalized estimate.
Why Life Insurance Awareness Month Matters
Reading Time: 6 minutes Life Insurance Awareness Month is a 20-minute assignment, not a sales pitch. Learn what term, whole, and universal life do — and how to spot your coverage gap.
5 Mid-Year Tax Planning Ideas for Business Owners
Reading Time: 5 minutes Mid-year business tax planning tips from veteran advisor, for Gulf South business owners: QBI, Section 179, 401(k) limits, Key Person Insurance & buy-sell reviews.
Social Security Planning: How to Protect Your Retirement Income
Reading Time: 5 minutes Learn how Social Security planning can maximize your retirement benefits. Get expert tips from Marcel Lashover, RFC®, and schedule your consultation.
Universal Life Insurance: Flexible Coverage for Every Stage of Life
Reading Time: 6 minutes Discover how Universal life insurance offers flexible premiums, lifelong protection, and tax-deferred cash value growth. Learn how it adapts to changing needs.
Understanding the Benefits of Deferred Annuities
Reading Time: 3 minutes Learn how deferred annuities provide tax-deferred growth, guaranteed income, and retirement security. Discover MYGA CD alternatives today.
Building Wealth Through Indexed Universal Life Insurance
Reading Time: 4 minutes Index universal life insurance (IUL) helps build wealth and create tax-favored retirement income. Learn Marcel’s proven IUL retirement strategy today.
Louisiana Act 251: A Compassionate Tax Break or Wake Up Call
Reading Time: 5 minutes We break down the pros and cons of Louisiana Act 251 and offer sound financial advice before you decide if it’s right for you.
Insure Your Love: The Gift of Financial Security
Reading Time: 4 minutes Valentine’s Day is the perfect time to protect your family. Learn how life insurance for both spouses and children creates lasting financial security and peace of mind.
The Hidden Cost of Neglect: Why Regular Financial Reviews Matter More Than You Think
Reading Time: 4 minutes The hidden risks of not reviewing life insurance, retirement plans, and business continuity strategies—and how timely reviews protect your future.
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